Case Study · 2023

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Inspection & Claims Flow

Creating a structured inspection and claims process that protects both hosts and guests, replacing a chaotic email-based system with a guided, photo-documented workflow.

−18% claims volume $ 500K annual savings

Role

Sole Product Designer

Team

PM, mobile engineers, claims & support team, trust & safety

Timeline

2023

Platforms

iOS & Android app, support tools

Inspection flow on mobile
Before vs. After

Before

The email chain nightmare

Claims were submitted via email with loosely attached photos. No standard format, no required documentation, no timeline enforcement.

Support agents spent an average of 45 minutes per claim just organizing evidence. Disputes often came down to "he said, she said" because there was no documented vehicle condition at pickup.

Hosts were frustrated. Guests felt accused. Neither side had a clear, fair process.

After

Structured, documented, fair

Both host and guest complete guided photo inspections at pickup and return. The app walks them through required angles (exterior front, rear, sides, interior, odometer) with timestamps and GPS.

When a claim is filed, the system auto-generates a side-by-side comparison of pickup vs. return photos. Support agents see evidence immediately. Resolution time dropped from 12 days to 3.

Because both parties document condition, frivolous claims dropped dramatically. Hosts trust the process. Guests feel protected.

Photo capture flow
Side-by-side comparison view
Claims dashboard
Design Details

Guided photo capture

Instead of "upload photos of your RV," the inspection flow shows a silhouette overlay for each required angle. Users align their camera to the guide, ensuring consistent, comparable documentation. This solved the #1 problem with the old system: inconsistent or missing evidence.

Mutual accountability

Both host and guest must complete the inspection. If a guest skips the pickup inspection, they can't dispute pre-existing damage later. If a host skips the return inspection, they lose claim eligibility for that trip. This mutual requirement cut bad-faith claims by over 40%.

Resolution timeline

Claims have a strict 72-hour window and clear status progression visible to both parties. Transparency killed the anxiety of "what's happening with my claim?" and reduced follow-up support contacts by 60%.

Research

Starting where the pain was: the support queue

I started by sitting with the claims and support team. I shadowed agents as they worked through open claims, read through a backlog of past disputes, and mapped where their time went. Most of it wasn’t spent judging claims. It was spent hunting for evidence: asking for photos, matching them to dates, and trying to work out what the RV looked like before the trip.

That reframed the problem. We didn’t need a better claims form. We needed both sides to create reliable evidence before anything went wrong.

Field Conditions

Designing for a driveway, not a desk

Inspections happen outdoors, often in a hurry, with a guest eager to hit the road. Bright sunlight washes out screens, connectivity at campgrounds is patchy, and nobody wants a twenty-step form at pickup. I designed for those conditions:

  • Offline-first capture. Photos are stored on the device and upload in the background when a connection returns, so a weak signal never blocks a trip.
  • High contrast, large targets. Capture screens use oversized controls and strong contrast so they work one-handed in direct sunlight.
  • Progress you can see. A checklist of required angles shows what’s done and what’s left, so the inspection always feels finite.
Obstacles

Making it mandatory without making it a chore

Requiring inspections was the decision that made the system work, and the one that worried the business most. Any extra step at pickup risks friction, and hosts and guests were used to doing things their own way. We aligned with legal and our insurance partners on what “required” meant: skipping an inspection doesn’t block a trip, but it changes what you can claim or dispute later. That consequence did the persuading for us.

We also rolled out gradually, starting with high-volume hosts who felt the claims pain most. Their feedback shaped the final checklist, and their adoption gave us proof before the full launch.

Collaboration

Prototyping in the real world

The silhouette overlay looked simple in Figma and was anything but on a phone camera. I worked closely with our mobile engineers on rough prototypes and tested them the only way that made sense: outside, around an actual RV, in different light, with people who had never seen the flow before. Several overlays were redrawn after those sessions because they didn’t match how people naturally hold a phone.

On the other side of the process, I designed the support agent’s view with the claims team. The side-by-side comparison of pickup and return photos started as their request; they knew exactly which evidence they needed to see first, and in what order.

Trust & safety and the PM helped define the rules around timelines and eligibility, and we wrote the in-app explanations together so the policy read as fair rather than punitive.

Reflection

What I’d do next

The obvious next step is putting the photo history to work. With consistent, angle-matched images on every trip, the system could flag likely new damage automatically and pre-fill a claim, turning a three-day resolution into something much closer to same-day.

Results

Less drama, more trust.

−18%

Reduction in total claims volume

$ 500K

Annual savings from reduced claims processing and payouts

3 days

Average resolution time, down from 12 days